Do you believe that the freedom of access to information is essential to a well-functioning democratic society?
Do you believe that libraries contribute to the intellectual health of our nation?
Do you believe that libraries provide the necessary resources to help scholars advance knowledge and research in science, medicine, and other fields?
Do you believe that we all are entitled to the resources and protections offered by libraries of all types?
Then join with us and sign the Declaration for the Right to Libraries. You can click the image above to sign online or come to the library and sign the declaration on the Library Notes bulletin board.
Today we celebrate National Library Workers Day. NLWD is a day for library staff, users, administrators and Friends groups to recognize the valuable contributions made by all library workers.
Here at the CSU Library each of us strives every day to provide you with the resources and services you need to succeed. While you may see some of us in the library at the Circulation and Reference Desks, there are quite a few of us who work primarily behind the scenes (or behind the screens as it were). Get to know your CSU Library faculty and staff here: http://www.clayton.edu/library/Staff-Directory.
If a CSU Library worker has made a difference in your life, consider submitting him or her to the Galaxy of Stars. Tell everyone what makes a library employee special by submitting your favorite worker’s name and why s/he is wonderful.
To celebrate National Library Week, the American Library Association is giving away a Kindle Fire. All you have to do is share your story about how libraries impact you. You can tweet your story using the hashtags #LivesChange and/or #NLW14. If you need more than 140 characters, share your story online at the @ your library Story Collection.
Click here for details and official rules. And good luck!
It’s the most wonderful time of the year! No, not Christmas. It’s National Library Week!
National Library Week is a time each year that we celebrate the impact that libraries have on all of us. Throughout this week, we’ll be sharing tidbits about our library and all libraries to demonstrate just how important libraries are to our communities. We also invite you to share your stories about libraries.
The theme for NLW this year is: Lives change @ Your Library. Follow along with us in the library, on Facebook, Twitter, and here on the blog this week as we provide opportunities (and incentives) for you to share your story about libraries and how they’ve changed your life.
Money Smart Week might be over, but it’s not too late to enter the Money Smart Week Scavenger Hunt and win $500. Click the image or go here: http://www.moneysmartweek.org/hunt to learn more.
And if you’re still hungry for some Money Smart resources, check out these two sites with information on all aspects of personal money management to get you off on the right track:
CNN Money 101: A step by step guide to gaining control of your financial life.
ConsumerEd.com: Consumer guide for young adults with tips and resources for making financial decisions (from the Georgia Governor’s Office of Consumer Protection) *
Money Smart Week is drawing to a close. So far, we’ve shared tips and resources for earning, borrowing, saving, investing, and spending money. Today, we’ll talk about protecting yourself and your financial situation.
What does it mean to protect your money? First, you want to be prepared for emergencies by accumulating savings, purchasing adequate insurance, and planning for the future with documents like a will. Second, be aware of scams and protect yourself from people who would try and take your money from you. Lastly, keep good records of all financial documents. Here are some things to remember:
- Review all financial statements and bills and question any unusual charges.
- If something seems “too good to be true” it probably is.
- Think twice before you share your personal information like social security number, bank account numbers, passwords, birth date, etc.
Use these resources to help you do what it takes to protect your finances and be Money Smart. (Resources with * require you to enter your SWAN username and password for off-campus access)
Plan for the future
Homeowner’s and Renter’s Insurance tips
Help with Health Insurance
Financial Readiness: As critical as fully charged batteries
How to bounce back from five of life’s biggest financial emergencies
One day you’re going to die; here’s how to prepare for it
Funding your dreams generation to generation: intergenerational financial planning to ensure your family’s health, wealth, and personal values (ebook) *
Managing household records
How long should you keep your financial documents?
How to organize your records in case of an emergency
Fraud and theft protection
Protect yourself and recover from Identity Theft
Scam alerts (from the Federal Trade Commission)
Use this IRS form to stop tax refund fraud in its tracks
Identity theft (online video) *
We hope you’ve enjoyed Money Smart Week and learning about the MyMoney Five principles. If there’s anything we missed or you’d like to know more about, just let us know in the comments here, on Facebook, or on Twitter.
Now that we’ve learned about earning, borrowing, saving, and investing our money, it’s time to talk about spending it. Spend is the fourth of the MyMoney Five principles.
Of course, spending money is easy, at least for many of us. But how easy is it to be Money Smart about our spending? Here are some guidelines to follow to help you manage money wisely:
Live and spend within your means
Compare prices and quality before making a big purchase (or even a small one)
Keep track of your spending with a budget
Make long and short-term goals and make sure your purchases doesn’t detract from those goals
Easier said than done, though, right? Check out these resources to help you put these guidelines into practice. (Resources with * require you to enter your SWAN username and password for off-campus access)
You Need a Budget- Cloud based budgeting software available FREE for college students
Adult budgeting 101: How to create your first budget in the real world
CNN Money 101 Lesson 2: How to Budget
The Best Apps for Budgeting your Cash
Home Budget calculator
Student Budget calculator *
Student budget calculator *
The Budget Kit: The common cent$ money management workbook (ebook)*
Track your Spending
Mint Free online financial tracker
Spending Diary Simple online spending tracker
Review: Apps to Track Income and Expenses
Assessing how you manage money: Money Basics online tutorial
Compare prices and quality
The 10 best shopping apps to compare prices
How to save the most money on your grocery budget with a price book
Five Ways to Save Serious Money on Car Repairs
Consumer Reports *
Consumer Reports Buying Guide *
Hopefully, we haven’t sucked all of the fun out of spending money. Rather, we hope you’ve learned how to get the most out of each dollar so that you can continue saving towards all of your financial goals, like that summer vacation!
Come back tomorrow for tips on protecting your money so that it’s there for you when you need it.
The Civil War, 1861-1865 guide will introduce you to some of the many resources available on the Civil War including print and electronic books, videos, web sites, blogs, RSS feeds and more. While not intended to be a comprehensive bibliography, the information here will help you begin your research.
Got Questions? Ask a Librarian
We’re halfway through Money Smart Week and so far we’ve covered earning and borrowing money. Today’s MyMoney Five principle is Save & Invest.
Responsible saving is the best way to prepare for life’s emergencies and unexpected events as well as for big planned purchases and events like retirement or childcare. Wise investment of your funds can help your money grow. Here are some keys to saving and investment success:
- Make saving a habit. Make a commitment to set aside a portion of your paycheck each period.
- Set different savings goals: Emergency savings; short-term goals (vacation, down payments); and long-term goals (retirement)
- Get qualified, professional advice on investment planning.
- Shop around to find a bank account that meets your needs.
Below are some resources to help you make the most of your money through saving and investment. (Resources with * require you to enter your SWAN username and password for off-campus access)
Set a Goal: What to Save For
Ready. Save. Grow (from the U.S. Department of the Treasury)
Savings Fitness: A guide to your money and your financial future (from U.S. Department of Labor)
Checking and Savings bank account comparison tools from Bankrate.com
How to start saving for a home down payment
Emergency Savings Calculator *
Cool Million. What will it take to save one million dollars? *
Savings Goal calculator. Find out what it will take to reach your savings goal *
The Million Dollar Car and $250,000 Pizza: How every dollar you save builds your financial future (ebook)*
TEDTalks: Shlomo Benartzi- Saving for tomorrow, tomorrow (online video) *
Protect your money: Check out brokers and investment advisers (from U.S. Securities and Exchange Commission)
myRA: New Retirement Savings Account offered by the U.S. Department of Treasury beginning late 2014
Investment comparison tools, articles, and calculators from Bankrate.com
Investment Returns calculator *
The first time investor’s workbook: A Hands-on guide to implementing a successful investment plan (ebook) *
The New Scrooge Investing: The bargain hunter’s guide to thrifty investments, super discounts, special privileges, and other money-saving tips (ebook) *
Saving and Investing (online video) *
Do you have a saving or investment strategy that works for you? How do you stay on track for your goals? Let us know in the comments here or on Facebook or Twitter. Check back tomorrow for tips on the most fun part about being Money Smart: spending!
Business Insights: Essentials provides in-depth information on U.S. and international businesses, industries and products. Access company profiles, brand information, rankings, investment reports, company histories, chronologies and periodicals.
Summary of content included:
- Financial and statistical data
- International Directory of Company Histories
- Market Share Reporter
- Business Rankings Annual
- Encyclopedia of American Industries
- SWOT reports
Searches can be done by company name or ticker symbol, industry code/description (SIC or NAICS), subjects in article, geographic search, or personal name. Users can compare companies or industries on key metrics and create, filter & export data.